Examinando por Materia "Finanzas conductuales"
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Ítem Análisis del impacto económico de los sesgos del comportamiento en la gestión empresarial colombiana : estudio de caso(Universidad EAFIT, 2024) Parra Pinzón, Sandra Viviana; Sánchez Ribero, Gustavo AlbertoÍtem Diseño y análisis de una encuesta de perfil de riesgo para clientes inversionistas, incorporando elementos de finanzas conductuales con apoyo de inteligencia artificial(Universidad EAFIT, 2023) Serna Escobar, Oscar Felipe; Salgado Delgado, Tatiana Andrea; Cardona Llano, Juan FelipeThe traditional finances have based their hypothesis in efficient markets (Fama, 1970), which states that investors act and make optimal decisions in a rational way supported with market information that is available, using quantitative methods that allows them to know which could be the best alternative when you are investing. Nevertheless, during the last decade theories have taken relevance such as how emotions play an important role in individuals who are making those decisions. This has allowed us to know that humans are not as rational as people believe. On the contrary, on many occasions they can be carried away by situations they are facing, acting impulsively and irrationally (Hirshleifer, 2017). This can lead to inefficiencies in the market, in many cases this can result in big losses for the investors (Shleifer, 2000). This takes to the importance of generating strategies and methodologies that allows one to know how to integrate which are the reasons and motivations by which people decide to make an investment, that is, how individuals can identify not just their own risk profile, but also their behavioral profile.Ítem Emociones y sesgos en la inversión en mercados financieros(Universidad EAFIT, 2023) Ramírez Restrepo, Esteban; Mora Cuartas, Andrés MauricioÍtem La gestión de riesgos de individuos de ingresos bajos del Valle de Aburrá : una perspectiva de la toma de decisiones(2020) Correa Castaño, Lina Marcela; Manrique Tisnés, HoracioThis work aims to identify how low-income individuals in the Aburrá Valley manage risks. The theoretical pillars are decision making: origin of decisions, cognitive biases, social relationships, behavioral finance. Its used information of clients of the insurance sector: from the statistical application of the decision tree and cluster analysis, with variables of characterization and assurance status and application of interview protocol in the communities with phenomenological-hermeneutical analysis and ethnographic method. As findings and conclusions we have that risk preferences of low-income individuals are formed with the family narrative and may vary with age as a determining factor. At the same time, risk management depends on the risk profiles formed, the own experience with the materialization of risks, the community narrative and, and just in few instances, the search for formal information and the knowledge of other institutions. The study is only limited to low-income individuals: stratum 1 and 2 in Medellin metropolitan area. Other subsequent studies should analyze other socio-economic segments and other regions of the country. Additionally, this paper can serve as input for decision-making manuals through experience in communitiesÍtem Identificación y mitigación de sesgos : contribuciones al Wealth Management desde el behavioral finance(Universidad EAFIT, 2021) Agudelo Mesa, David Santiago; Uribe López, María Camila; Agudelo Rueda, Diego AlonsoIn this study, the main biases that affect financial decision making in clients of Wealth Management services, both cognitive and emotional, were identified through a review of the literature. Also, in this context, general proposals to mitigate these biases were identified. The results of this research are of potential use for stock brokerage companies, asset management companies and, in general, for those who advise people on investment decisions.Ítem Influencia de los rasgos de personalidad en el conocimiento financiero de los estudiantes de posgrado de EAFIT Bogotá(Universidad EAFIT, 2024) Fonseca Giraldo, Juan Pablo; Durango Gutiérrez, María PatriciaThe purpose of this work is to measure the level of financial knowledge of EAFIT Bogota’s graduate students and investigate how this is influenced by sociodemographic characteristics and personality traits. A survey was carried out, built based on the literature, which consisted of three sections: sociodemographic characteristics, financial knowledge, and personality traits. Additionally, arriving at a definitive multiple linear regression model, estimating the parameters by the Ordinary Least Squares (OLS) model, it is concluded that men, students under 30 years of age, those with an estimated level of monthly income higher than 10 million pesos, those studying the first semesters, students who have a low degree of extraversion and who have a high degree of agreeableness are likely to have a higher level of financial knowledge compared to their respective peers.