Examinando por Materia "TECNOLOGÍA - ASPECTOS ECONÓMICOS"
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Ítem Adopción de tecnologías de Inteligencia Artificial : un estudio para las empresas en Colombia(Universidad EAFIT, 2023) Vera Otálvaro, Lina María; Atis Ortega, Karen LisethThis document provides a broad description regarding the adoption of Artificial Intelligence (AI) technologies in Colombian companies. We managed to discriminate the analysis by economic sectors using a new module presented in the Encuesta Pulso Empresarial (EPE) of the National Administrative Department of Statistics (DANE) in 2022. The module collects data from more than 8,500 companies on the adoption, reasons for use and non-use of AI technologies. During the investigation, we discovered that organizing administrative processes is one of the main issues that the implementation of AI would solve. Nonetheless, high acquisition costs and lack of experienced personnel capable of using AI makes its implementation more difficult. Through a probability model, it is evident that, among other factors, using the Internet, digital platforms, investing in software equipment, carrying out research and development activities, increase the probability of adopting AI technologies. These research adds as an innovative element a set of variables considering perceptions and expectations that companies have related to present and future economic situations and its influence on the adoption of AI technologies.Ítem Análisis a la implementación de la tecnología blockchain en Colombia y presentación caso de estudio Estonia(Universidad EAFIT, 2021) Padilla Acevedo, Valentina; Ramírez Gómez, Mauricio AndrésÍtem Análisis comparativo entre la propuesta de valor de la banca tradicional y la de la banca Fintech en Colombia(Universidad EAFIT, 2022) Ospina Naranjo, Mónica María; Uribe de Correa, Beatriz Amparo; Llano Naranjo, NicolásÍtem Blockchain, una oportunidad para el desarrollo de las asociaciones público-privadas en infraestructura en Colombia(Universidad EAFIT, 2022) Álvarez Zambrano, Óscar Javier; Restrepo Tobón, Diego AlexanderThis article investigates the way in which Blockchain technology can solve some frictions in the financing of infrastructure through Public-Private Associations, in Colombia. This is key to alleviate poverty and generate long-term growth, however, financing faces a decrease in capital, due to the increase in public deficits, transparency problems and the high cost of financing. This document makes an exhaustive review of the literature to study the potential of Blockchain in improving the efficiency of public finances and in attracting private sources to close the existing gap in infrastructure. The Blockchain impacts investment in infrastructure, democratizing participation in projects in three ways: i) Expanding the group of investors, attracting potential capital from small financiers, ii) Decentralizing the formulation of projects to institutions such as mayors and governors and iii) Proposing financial models that accommodate medium and small-scale projects such as secondary and tertiary networks. The Blockchain improves the liquidity of infrastructure assets, increasing transparency and trust and reducing transaction costs by facilitating access to different capitals.Ítem Creación de una app Fintech de crédito por descuento de nómina para la empresa Créditos e Inversiones de Colombia (CICOLSAS), como estrategia de crecimiento empresarial(Universidad EAFIT, 2022) Valencia Tovar, Diana Marcela; Gómez Guerrero, David Wady; Durango Gutiérrez, María PatriciaThis research was developed with the aim of designing a fintech app that offers credit through payroll deduction, for Créditos e Inversiones de Colombia (Cicolsas), Colombian Credits and Investments (in English). To do so, descriptive-analytical research was conducted in three steps: (1) definition of the app structure and content, (2) design of a tool to measure credit risk for the app (using a logistic regression model), and (3) identification of the necessary capital structure and its cost (through a CPPC methodology). As a result of the research, it was possible to develop an app with a landing page and nine information modules. Three types of users can get access to it: registered clients, non-registered clients, and administrators. It was integrated a credit scoring into the app, built with the historical information provided by Cicolsas. This credit scoring has sixteen predictive variables that allow the assessment of new clients’ default likelihood. Finally, an investment proposal of 1000 million COP has been established, funded with third-party and the company’s own resources, in a 50/50 proportion. This investment proposal has a global capital cost equivalent to 9,078% E.A.Ítem Deep Learning como alternativa en la predicción del precio de las acciones del mercado de valores colombiano(Universidad EAFIT, 2021) Uribe Ramírez, Sebastián; Almonacid Hurtado, Paula MaríaÍtem Detección de puntos y tiempos de robo de información de tarjetas de crédito en comercio electrónico(Universidad EAFIT, 2021) Velásquez Moná, Karen Lizeth; Almonacid Hurtado, Paula María; García Cruz, Ehidy Karime; López Rojas, EdgarÍtem Diseño de modelo de actuación comercial en una Fintech enfocada en la comercialización masiva de productos financieros(Universidad EAFIT, 2022) Serna Calvete, Jennifer Katherine; Orozco Echeverry, César AugustoÍtem Diseño de una Oficina de Dirección de Proyectos (PMO) para la empresa Impointer S.A.S. de la ciudad de Pereira(Universidad EAFIT, 2021) Rengifo Almanza, Daniel Fernando; Tobar Guinand, José MauricioÍtem Diseño del servicio en el negocio de las fintech : PaoPresta(Universidad EAFIT, 2021) Betancourt Villamil, Paola Andrea; Cárdenas González, Yeffer Alberto; Giraldo Hernández, Gina María; Cadavid López, Ángela MaríaFinancial services have changed over the world. Currently, there are more companies that provide financial services through technological tools, without being a bank, which are known as fintech. PaoPresta is a Colombian fintech that lends up to 300.000 COP for a maximum 30 days. Nowadays, it has 46 VIP clients. Due to the knowledge of these VIP clients, a better market segmentation is sought. At the same time, through the Service Design, the retention of these clients is expected, and offering an optimal experience for users, will allow to consolidate a unique value proposition in the fintech market.Ítem Emisión del pagaré en Colombia, a través de la tecnología Blockchain, sin perder su identidad de título valor(Universidad EAFIT, 2020) Cardona Mercado, Alejandra; Vallejo Giraldo, Juan EstebanÍtem Ensemble of temporal convolutional and long short-term memory neural networks apply to forecasting USDCOP exchange rate(Universidad EAFIT, 2021) Torres Marulanda, Juan Esteban; Almonacid Hurtado, Paula MaríaThis paper applies a neural network with ensemble of temporal convolutional network (TCN) and long short-term memory (LSTM) layers approach to forecast foreign exchange rates between the US dollar (USD) and Colombian Peso (COP) and obtain a better performance. This study provides evidence on the TCN and LSTM neural network model’s effectiveness and efficiency in forecasting temporal series. It should contribute positively to developing theory, methodology, and practice of using an artificial neural network to develop a forecasting model for financial temporal series.Ítem Estrategia para interesar posibles inversionistas en un negocio de tecnología financiera (Fintech) para MiPymes no bancarizadas, en la ciudad de Bogotá(Universidad EAFIT, 2023) López Ochoa, Álvaro Andrés; Uribe de Correa, Beatriz AmparoThe main purpose of the study was to design a strategy aimed at attracting potential national and international investors to carry out a financial technology (FinTech) business for unbanked MSMEs in the city of Bogotá. For this, the background of financial technology (FinTech) and the description of the Todosistemas STI company were carried out, the financial technology business (FinTech) for unbanked MSMEs in the city of Bogotá was characterized, search strategies were explored and achievement of national and international investors, under the application of FinTech technological innovation in Colombia, the main aspects of interest of national and international investors were determined, along with a risk matrix, to finance working capital for Mipymes, using financial technology (FinTech) in Colombia, and a proposal was prepared to present strategies for national and international investors, with their main aspects of interest, for making working capital loans through financial technology (FinTech). Based on the above, a documentary review process and semistructured interviews were carried out that led to the approach of the indicated proposal, based on the main elements that investors take into account to evaluate investment proposals in such a way that they can be acquired. investors and capital to get FinTech Tyque up and running.Ítem Estudio de caso Estonia, un acercamiento del impacto a la implementación de la tecnología Blockchain(Universidad EAFIT, 2021) Padilla Acevedo, Valentina; Yepes Callejas, Edgar RenéÍtem Estudio de viabilidad financiera para el cambio de tecnología de soldadura manual a automática en la empresa UMO S.A.(Universidad EAFIT, 2023) Arango Echavarría, Henry Alonso; Gómez Salazar, Elkin ArcesioÍtem Las Fintech como alternativa de financiación para las MiPymes colombianas(Universidad EAFIT, 2022) Mondragón Silva, Lorena; Pechene Velasco, Brayan Emilio; Cardona Montoya, Raúl ArmandoThe term Fintech is becoming increasingly important in financing services for MiPymes; in Colombia, these alternatives have allowed investors to support companies, financing them in the short term. The objective of this research is to know the perception that MiPymes have with the financing services Fintech; to achieve this, a survey was made to 121 companies at the national level, managing to identify the main difficulties, characteristics and periodicity at the time of applying for financing in traditional banking; in addition, in order to compare the financing services offered and their characteristics of Fintech companies, 17 organizations were analyzed, identifying advantages and disadvantages of these versus traditional banking. In this research it was identified that, although there is a great boom of Fintech in the country, there is still high ignorance about Fintech and the variety of financing products that can be purchased through these intermediaries.Ítem Fintechs : oportunidad de crecimiento a partir del segmento de pagos(Universidad EAFIT, 2021) Ospina Pava, Jesús Hernando; Uribe de Correa, Beatriz Amparo; Noreña Tobón, Pablo AndresWe are living a digital revolution on a global scale, where the transformation is constant with the growth of financing and payments systems through the Internet, this allows new dynamics of business models, which aim to streamline the economic operations of companies, corporations and individuals through platforms based on financial technology. The Fintech revolution, driven by a wave of innovative entrepreneurs with disruptive business models is changing the world of finance as we have always known it, this will bring great benefits for the future of people who will be able to access financial services, additionally it is an important component for economic development, so a greater banking penetration will be able to increase the coverage of payments and digital transfers. The financial digitalization and Fintech solutions, it has become evident that the use of technology allows to solve the problems and challenges faced by the world today. Therefore, Fintech reflects the benefits of technology and innovation when made available to society.Ítem Fondos de capital de riesgo como fuente de financiación de compañías en etapa temprana en la industria tecnológica en colombia(Universidad EAFIT, 2021) Ríos Sánchez, Nicolás; Restrepo Tobón, Diego AlexanderThis paper seeks to characterize the venture capital industry in Colombia and the substantial elements inherent in its investment thesis in early-stage technology-based companies. To achieve this, a content analysis of both qualitative and quantitative information from primary and secondary sources was used. With the research, it was possible to know from the sample of funds evaluated, the average of economic resources invested by the funds in their selected companies, as well as to determine the selection criteria of these funds and the contribution to the companies in terms of strategic support they offer in their investments. This research contributes to the understanding of the venture capital fund industry and the contribution that Venture Capital Funds (VCF) can make as a source of financing to companies with large innovation component and a solid founding team that supports and contributes to the scaling of these companies.Ítem Impacto de la aplicación Fintech de crédito digital en el crecimiento de la empresa TIENDACOL SAS(Universidad EAFIT, 2023) López Chamorro, Susana; Durango Gutiérrez, María PatriciaÍtem Implementación de la tecnología Blockchain dentro de la cadena de suministro : caso aplicado a proceso de importación de una empresa de manufactura(Universidad EAFIT, 2023) Arroyave Martínez, Daniel; Lalinde Pulido, Juan Guillermo; Tobón Restrepo, Diego AlejandroThe effects of globalization have made that supply chains (SC) became a major concern for most organizations. The number of actors involved within the SC make it an appealing target for cyber-attacks, corruption, and other threats that includes the flow of goods or information, therefore, there is an urgent need to start implementing actions that help to buffer the impact of such threats to keep a reliable SCs that guarantees a sustainable growth for all parties involved. Blockchain is one of the technologies that are part for the 4th industrial revolution, which its main purpose is to make sure the information flow among certain parties can be highly reliable by creating blocks that are immutable as soon as they are approved to keep transparency among all organizations. In this order of ideas, applying blockchain may be a useful technology to combat against threats that may harm the flow of information. The purpose of this paper is to create a blockchain proof of concept applied in an import-export process of a manufacturing firm to demonstrate the benefits this technology can provide for the safety, reliability, and transparency of the information flow from the creation of the purchase order up to its arrival to the designated location.