Repositorio Institucional Universidad EAFIT ::Examinando por Materia "Crowdfunding"

Examinando por Materia "Crowdfunding"

Mostrando 1 - 15 de 15

Análisis de rendimientos financieros en campañas de crowdfunding como opción de inversión en Colombia
(Universidad EAFIT, 2023) Tamayo Jaraba, Anny Greis; Bohórquez Bohórquez, Omar; Vergara Garavito, Judith Cecilia
This research project focuses on the study of crowdfunding campaigns in Colombia as an innovative source of financing during the last decade and its relevance within the context of entrepreneurship and participatory financing, providing access to capital for projects that face difficulties and restrictions. in everything related to the search for financing sources, as well as the regulatory and legal implications and growth prospects. Additionally, it covers aspects related to the historical evolution, crowdfunding models, actors involved and factors that drive or limit the success of the campaigns. One of the most important aspects to highlight is the evaluation of how crowdfunding has impacted the dynamics of the entrepreneurship. Colombian influencing the creation of new companies, innovation and job creation. The main financial risks are analyzed in detail, and the returns that have been generated historically in a given period of time with traditional investments are compared to provide a more detailed view of the benefits and possible threats that investments in Crowdfunding represent. Finally, the research project provides a complete vision of crowdfunding in Colombia, providing solid and complete information to entrepreneurs, investors, regulators and academics regarding the form of collective financing within an emerging context, in this way, promoting innovation and sustainable economic development in the country.
¿Cómo el crowdfunding puede impulsar el emprendimiento, la innovación y transformar la banca tradicional en Colombia?
(Universidad EAFIT, 2015) Gómez de la Rosa, Viviana Gabriela; Henao Cálad, Mónica; Ramalho Almeida, Agostinho Joao
Este trabajo se enfoca en hacer una caracterización del Crowdfunding como alternativa de financiación a la banca tradicional, para los proyectos de emprendedores y de pequeñas empresas que no pueden acceder al crédito por diversas razones -- Se estudian las características fundamentales de este modelo, su evolución y desarrollo, los tipos de Crowdfunding existentes y su alcance, las principales plataformas y los retos de la banca tradicional dada la aparición del modelo; examinando cómo puede convertirse en un mecanismo viable para el financiamiento de proyectos empresariales y sociales -- Con base en el reporte del crédito en Colombia emitido por el Banco de la República (2014), se analizan las principales causales de negación de los créditos y el acceso al crédito de las empresas según su tamaño, entendiendo cómo puede la deficiente oferta de financiación afectar el desarrollo de ecosistemas de emprendimiento e innovación en el país, y en general en América Latina -- Se analiza el panorama local e internacional del Crowdfunding, utilizando como base informes y reportes emitidos por entidades reconocidas como el Banco Mundial y el Banco Interamericano de Desarrollo (BID) -- Con este trabajo se busca entender el potencial del Crowdfunding como vehículo de financiación, haciendo un llamado a las instituciones públicas y privadas del país a familiarizarse con el modelo y analizar cómo se puede adaptar a la economía local
Estudio de prefactibilidad de proyecto residencial de construcción en el municipio de Marinilla, Antioquia
(Universidad EAFIT, 2022) López Álvarez, Sara Cristina; Gómez Salazar, Elkin Arcesio
Construction in Colombia in the year 2021 shows a very positive recovery trend related in large part, perhaps, to different subsidies that the National Government has provided, especially for the acquisition of NO VIS housing. In addition to this, the history of the construction sector in recent years indicates that it is not only a profitable business for investors and developers, but it is also one of the sectors that generates more employment, leverages more sectors, and involves fewer risks due to the need and demand for housing in the country. However, a large percentage of the population does not have sufficient resources to invest in real estate projects. The following pre-feasibility study has two components that will enhance the viability of the project: The first one is the crowdfunding mechanism that, through many investors with small capital contributions, allows the collection of funds for the construction of projects, without financial intermediaries; the second is the strategic location of urban development in the municipality of Marinilla, within the eastern Antioquia, that responds to one of the most productive regions of the country which is growing with interconnection to other economies with relevant socio-economic potential.
Estudio de prefactibilidad para determinar la viabilidad de un proyecto de desarrollo inmobiliario en la ciudad de Medellín, apalancado por financiamiento colaborativo
(Universidad EAFIT, 2023) Aristizábal Martínez, Juan Pablo; León Carvalho, Carolina; Henao Arango, María Cecilia
In the present thesis, a pre-feasibility study is formulated to determine the viability of a real estate project in the city of Medellin that operates on a permanent rental basis and is funded through collaborative economies (crowdfunding). Using the UNIDO methodology, a comprehensive analysis is conducted, encompassing various studies: sectorial, market, technical, organizational, legal-environmental, financial, and risk assessments. Subsequently, an analysis of the results is provided to determine the most suitable leasing model for investors and the Asset manager. Finally, it is concluded that the project is feasible as long as it operates with short-term rentals on the potential lot located in Laureles. Additionally, no legal or environmental impediments are evident, and most high-impact risks can be effectively controlled and managed. However, careful attention must be given to political decisions related to the regulation of short-term rents and crowdfunding.
Estudio de prefactibilidad para plataforma que permite rentabilizar proyectos de energías renovables a través de blockchain
(Universidad EAFIT, 2023) Bonilla Orozco, Juan David; Gómez Salazar, Elkin Arcesio
This paper aims to carry out a pre-feasibility study of a fintech-type startup, focused on crowdfunding for renewable energy projects through a digital platform which is supported by blockchain technology as a virtual commerce engine. Today Colombia is one of the countries with the highest generation of energy from renewable sources, especially hydroelectric. It is one of the countries with the highest energy sales in the region and therefore potentiates it as an object location for this project. On the other hand, Colombia, having regularization for crowdfunding type financing, allows having the ideal market niche for the purposes of this study. The development of this work was carried out through the ONUDI methodology, in which 7 detailed studies are carried out on the product of the project to model the target public, the raw material required, if it is legally viable and if it is financially ideal. and attractiveness for investors among other considerations that were studied and considered.
Evaluación del crowdfunding como alternativa de financiación para las Pymes colombianas del sector energético, que desarrollan proyectos de eficiencia energética y fuentes no convencionales de energía renovable
(Universidad EAFIT, 2020) Juliao Moreno, Gianella del Pilar; Mora Cuartas, Andrés Mauricio
This work evaluates crowdfunding as a source of alternative funding for small and medium-sized enterprises (SMEs) that develop energy efficiency and renewable energy projects by identifying the best international practices and contrasting them to Colombian’s regulation and implementation. In order to define the viability of this financing structure, it is developed a case study of a solar photovoltaic project through performing a sensitivity analysis of different scenarios. In the following chapters, the Colombian energy market, the typology of green projects, the current contracting, operating and financing scheme for energy services companies are described in order to contextualize the technical and financial aspects of crowdfunding. In addition, the features of the Fintech ecosystem and the crowdfunding segment are also explained, analyzing the market conditions, the main international stakeholders and the degree of advance in the Colombian financing system. Finally, in order to link all the above-mentioned concepts, the gaps under the current Colombian energy market conditions are described according to the current regulation of the collaborative financing system (Law 1357, 2018). This allows proposing alternative solutions and opportunities to enable the participation of ESCOs in the Fintech ecosystem and the development of green projects and their financial sustainability.
Factores que han permitido el desarrollo de las Fintech
(Universidad EAFIT, 2018) Gallo Echeverri, Daniel; Gaitán Riaño, Sandra Constanza
In this document it was realized a path through the evolution of the term Fintech from its origins in the XIX century -- The Fintech ecosystem was analyzed where the academy recognized the components that had some influence such as the technological developments, governments, traditional financial entities and financial customers -- These factors presented important changes in the first decade of the XXI century that generated its development -- They were e-finance, social network, artificial intelligence and big data -- It was found that millennial’s demographic characteristics adjust to services offer by fintech companies -- It was described the strengths and weaknesses of the peer-to-peer business model, which has had a strong effect in the financial industry -- Finally, it was concluded how the repercussions of the Subprime Crisis in 2007 in the United States encouraged the development of Fintech and the main task these companies should focus is the confidence and security of their services and products to continue getting more clients and competing with banks
Financiación a través de microfinanciación colectiva para proyectos corporativos de generación energética vía sistemas fotovoltaicos
(Universidad EAFIT, 2022) Mesa Quintero, Ricardo; Villegas Gaviria, Daniel; Botero Ramírez, Juan Carlos
This research will discuss the financial and operational viability of financing renewable photovoltaic energy projects for production companies in Antioquia, through a crowdfunding model. A business model for a new company will be tested. Their valor proposition would be upon connecting companies with defined monthly energy needs, that have right infrastructure for the solar projects, with people willing to invest. In between, taking care of the legal, financial, and operational infrastructure. After the system is installed, the company will also manage the projects during all the contract life. The research will discuss some technical details behind the photovoltaic systems and will estimate the returns for both companies, in terms of savings, and the investors.
Financiando el crecimiento
(Universidad EAFIT, 2017) Marín Restrepo, Camilo Andrés; Correa Lafaurie, Luisa Fernanda
Financing growth is one of the main challenges today for entrepreneurs, since there are different debt and equity alternatives in the market for the different growth phases, but some of these are not affordable for the majority because companies are in early stages of business development -- The cash consumption demanded by growth must be predictable for the administrative team, which must define the optimum mix of debt and capital for each growth stage; this is not a standard and will depend on the type of industry and the development of the financial market in which it is -- The failure of business in its early stages is explained because they are unable to define their optimal debt / equity structure, where some may be constrained by market alternatives, while others are limited by the lack of financial knowledge in their executive team -- Therefore, this study aims to present the different alternatives offered by the financial system and its link with the different stages of growth, to provide a practical guide that allows entrepreneurs to project their growth, have a glossary of financial instruments for the different stages and their applicability
Guía metodológica para la consecución de recursos de organizaciones sin ánimo de lucro
(Universidad EAFIT, 2023) Pineda Posada, Susana; Ceballos, María Clara
Identificación de los factores relevantes para la valoración financiera de empresas emergentes con base en el enfoque de opciones reales y de acuerdo con el modelo de comunidades digitales de microfinanciación colectiva (crowdfunding)
(Universidad EAFIT, 2019) Otero Cano, Carlos Andrés; Acero Joya, Félix Edilson; Vergara Garavito, Judith Cecilia
Today there are digital platforms that offer financial support to initiatives that combine technology and finance. These ventures are called Fintech and obtain their funds by creating digital communities known globally as Crowdfunding. Each initiative has some degree of risk and uncertainty both for those who do the funding and for the creators of startups as they are known. The Fintech projects inherently carry regulatory and technical as well as economic uncertainties (Lee & Lee, 2015), which is why it is necessary to assess them in the correct way. Consequently, the interest of this work is focused on the financial valuation model of these initiatives, identifying all those determining factors to be valued financially within a nascent digital community.
Las Fintech como alternativa de financiación para las MiPymes colombianas
(Universidad EAFIT, 2022) Mondragón Silva, Lorena; Pechene Velasco, Brayan Emilio; Cardona Montoya, Raúl Armando
The term Fintech is becoming increasingly important in financing services for MiPymes; in Colombia, these alternatives have allowed investors to support companies, financing them in the short term. The objective of this research is to know the perception that MiPymes have with the financing services Fintech; to achieve this, a survey was made to 121 companies at the national level, managing to identify the main difficulties, characteristics and periodicity at the time of applying for financing in traditional banking; in addition, in order to compare the financing services offered and their characteristics of Fintech companies, 17 organizations were analyzed, identifying advantages and disadvantages of these versus traditional banking. In this research it was identified that, although there is a great boom of Fintech in the country, there is still high ignorance about Fintech and the variety of financing products that can be purchased through these intermediaries.
Metodología para el acceso a la financiación de proyectos productivos de pequeñas y medianas empresas en el marco del mercado de capitales en Colombia
(Universidad EAFIT, 2021) Castaño Díez, Mariana; Trujillo Tabares, Jorge Ignacio; Mora Cuartas, Andrés Mauricio
SMEs are one of the main sources of Colombian economy growth, however, it is common to find that their term is usually less than 3 years. While there are multiple reasons to understand this phenomenon, based on the studies to be addressed in this text, the lack of adequate resources or financing mechanisms for this type of business is identified as the main cause. After addressing some of the credit modalities that are often considered for the development of SME projects, it is found that, there is an important source of fully regulated non-bank financing in Colombia that is not yet sufficiently widely available. This is seen as a potential solution for access to the funding they require. It is financial crowdfunding or collaborative financing, an alternative financing mechanism derived from the Fintech trend, based on the foundations of the capital market. More than a new competitor, the collaborative financing scheme is a solution for a segment neglected by the traditional banking system, which can be accessed following the methodology designed as a result of this research work.
Multifamily en Colombia
(Universidad EAFIT, 2025) González Bermúdez, José Miguel; Isaza Mesa, Santiago; Durango Gutiérrez, María Patricia; Pérez Arbeláez, Sebastián
Una mirada a la inclusión financiera y el crédito agropecuario en Colombia
(Universidad EAFIT, 2021) Sánchez Ospina, Alejandro; Mora Cuartas, Andrés Mauricio
Access to resources to produce by the agricultural sector in all its dimensions has historically been disconnected from the Colombian rural reality, generating gaps that have ignored all the sociodemographic metrics of the countryside made visible by an armed conflict, precarious rural conditions, incipient food security, low financial and governmental coverage, high levels of rural poverty, and limitation on land tenure. Access to leverage financial services for agriculture has become in the years post-Havana agreement in government strategy and financial institutions. The document is aimed at identifying and analyzing the instrumentalization of history in the last two decades of the scenario of interest. The characteristics and access of services for leverage in the rural population is eager to provide information in joint work with the actors and even appear in the game structuring of products and services framed in requirements and expectations, emphasizing the importance of education financial development as a vehicle for competitive agriculture.

Examinando por Materia "Crowdfunding"

Resultados por página

Opciones de ordenación