Examinando por Materia "BANCOS - COLOMBIA"

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    Ítem
    Análisis del impacto de la cuarta revolución industrial en el sector bancario colombiano
    (Universidad EAFIT, 2019) González Cano, Lina Camila; Uribe de Correa, Beatriz Amparo; Osorio Lema, Edwin Alexis
    The technological advances generated by the Fourth Industrial Revolution (Schwab, 2016) incorporate new competitors in the world banking sector. Fintech, neobanks and big technology companies are offering fully digital financial solutions that response to need of consume of a society hyperconnected to internet, that, in addition, they may offer competitive rates in comparation with a traditional bank because they are born with an enterally automated and robotized operation. To survive the new competitors, banks are obliged to think of a digital transformation strategy that helps in the adoption of technology for the improvement of their processes and the generation of a new offer of value that is attractive to consumers of the new generations. The present work intends to analyze the impact that the Fourth Industrial Revolution in the Colombian financial sector for to propose adaptations to the digital strategy and the administration of human talent.
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    Ítem
    Big data analytics para la gestión de las relaciones con los clientes fundamentada en su valor estratégico individual : estudio concluyente para el sector financiero colombiano
    (Universidad EAFIT, 2019) Arjona Molina, Mateo; Muñoz Molina, Yaromir; Quintero Mesa, Luís Germán
    The value of the company is based on its main asset, the customers. This has attracted the attention of senior managers who are concerned about the optimization of resources in organizations, often concentrated homogeneously in customer retention. This paper has a review of the available literature and a CLV performance model considering the client’s churn rate using a logit regression with data of the Colombian financial sector, with the aim of proposing a 3D segmentation model that seeks to create segmented value proposals and increase customer retention and selling.
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    Ítem
    Metodología de calificación crediticia para una entidad bancaria colombiana (caso aplicado a Davivienda)
    (Universidad EAFIT, 2018) Tamayo Jaramillo, Mariana; Muriel Lopera, Paola Andrea; Ospina Mejía, Jaime Alberto
    At present, banks are publicly qualified to give the investor a reference of the situation of their counterpart, evaluating qualitative, quantitative, historical and perspective issues -- That is why, given the importance of credit ratings, this paper seeks to build a proposal that serves as an internal rating model, by weighting the factors considered relevant for the construction of the model and financial indicators -- This proposal arises from the study of the methodologies used by the main international rating agencies and the Camels Model; as well as the initiative to create a model applicable to a Colombian banking entity, after reviewing that the bibliography in this field is not very broad about other similar study cases -- This research is expected to complement the knowledge acquired in the Administration Financial Master, in through subjects such as corporate finance, fixed income and financial strategy
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    Ítem
    El poder de mercado y otros determinantes de la intermediación financiera para los bancos colombianos entre 2009 y 2014
    (Universidad EAFIT, 2018) Mora Thiriez, Sebastián; Vélez Posada, Diego; Saavedra Caballero, Fabiola
    Financial services have a significant weight in countries economic growth; it represented a 20.3% of the GDP at the end of the year 2016 -- Banks are the main providers of financial services, and their main income derives from the net interest margin -- The net interest margin depends on each´s bank capacity to take in deposits and give out loans -- The capacity of each bank to optimize its net interest margin and attract to its balance sheet the best risks depends on the firm´s market power -- In this paper it´s quantified the impact in the net interest margin due to the firm´s market power (with an approximation of Lerner´s Index) and other internal and external determinants for 14 Colombian banks between 2009 and 2014 -- Using econometric analysis, it was found that the variations in the net interest margin are explained with internal determinants: Lerner´s Index, distribution of its loans portfolio, liquid assets, loans quality, opportunity cost and taxes, as well as external determinants: DTF, Colombian Central Bank intervention rate and Colombian Sovereign Bonds (Reference July 2024)
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    Ítem
    Valoración Banco Davivienda
    (Universidad EAFIT, 2019) Velásquez Ramírez, Rafael Mauricio; Jiménez Bonilla, Juan Camilo; Ospina, Jaime Alberto
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    Ítem
    La volatilidad de la tasa de interés a corto plazo : un ejercicio para la economía colombiana, 2001–2006
    (Universidad EAFIT, 2007) Botero Ramírez, Juan Carlos; Ramírez Hassan, Andrés
    In this paper we analyze different methodologies that are used to handle the short term interest rate volatility. Specifically, we shall analyze the outcomes that are obtained through three specifications: CKLS, Conditional Heteroscedastic and BHK. The evidence shows that the better specification is reached through the EGARCH model. It is found that positive shocks in the short term interest rate cause a volatility 22,3% higher than negative shock of the same size. Also, the process converges to an unconditioned mean of 7,11% with a correction factor of 1,2% daily. Finally, it is analyzed the stability of the parameters associated to the selected model and the model’s forecast. It is found that the model offers good forecast in a period of three months.