Repositorio Institucional Universidad EAFIT ::Examinando por Materia "VIVIENDA - FINANCIACIÓN

Mostrando 1 - 1 de 1

Nuevos instrumentos de financiación para la construcción de vivienda y otros destinos
(Universidad EAFIT, 2025) Figueredo Salinas, Nicolás; Hernández Taba, Carlos Mario; Lotero Pérez, Julián; Durango Gutiérrez, María Patricia
This paper examines the urgent need to diversify funding sources for housing projects in Colombia, given the growing housing deficit and the sustained increase in households living under rental conditions. In a context where over 40% of households are renters and builder’s credit remains the dominant financing mechanism, the need to explore alternative financial schemes that reflect evolving dynamics in the real estate market becomes increasingly evident. Drawing on regulatory, sectoral, and financial analyses, the study identifies and evaluates instruments such as private equity, private debt, leasing, crowdfunding, public-private partnerships (PPPs), collective investment trusts, and the tokenization of real estate assets. It also highlights the Build-to-Rent (BtR) model as a viable strategy for expanding the supply of long-term rental housing particularly for middle-income segments. Finally, the paper proposes a roadmap with specific recommendations for Camacol, aimed at fostering strategic alliances, advocating feasible regulatory reforms through the guild’s channels, and consolidating pilot projects that demonstrate how these alternative mechanisms can serve as sustainable drivers of housing development.