Examinando por Materia "ROA"

Mostrando 1 - 4 de 4
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    Determinantes del desempeño financiero de las empresas colombianas del sector de autopartes y accesorios
    (Universidad EAFIT, 2024) Burbano Buitrago, Andrea Catalina; Yepes Raigosa, David Alejandro
    The financial performance of companies is a key factor in their growth, as it ensures the sustainability of businesses and contributes to a country's economic development. This research focused on analyzing the impact of financial and macroeconomic factors on the financial performance measured by ROA and ROE of companies in the auto parts and accessories sector in Colombia, during the period 2015-2023. For this purpose, information from the Superintendencia de Sociedades de Colombia, the Central Bank, and DANE was used. The results obtained through OLS and GLS regression models revealed that external factors such as interest rates (Real, lending, spread), devaluation, and inflation have a negative impact on the financial performance of companies. In contrast, GDP showed a positive effect, suggesting that economic growth benefits companies in the automotive sector. Regarding internal factors, leverage had a significantly negative impact on financial performance. On the other hand, net margin and asset turnover demonstrated a positive effect.
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    Impacto de la aplicación Fintech de crédito digital en el crecimiento de la empresa TIENDACOL SAS
    (Universidad EAFIT, 2023) López Chamorro, Susana; Durango Gutiérrez, María Patricia
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    Los determinantes de la rentabilidad de un banco : evidencia empírica del sector bancario colombiano
    (Universidad EAFIT, 2024) Valencia Cano , Juan Fernando; Valencia Espinal, Camilo; Cruz Castañeda, Vivian
    This study investigates the key determinants of profitability for Colombian banking institutions between 2016 and 2024. Using panel data and multiple linear regression, we analyzed variables such as bank size, capitalization, loan volume, portfolio composition, and deposits. Our findings indicate that larger banks tend to be more profitable. However, higher capitalization and loan volumes do not always lead to greater profits. Portfolio composition is also crucial: segments like housing and microcredit positively impact ROE, while commercial, consumer, and housing portfolios negatively affect ROA. In conclusion, Colombian banks should adjust their capitalization, loan management, and portfolio diversification strategies to enhance profitability. The results of this research provide valuable insights for better decision-making in the banking sector.
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    Rentabilidad del mercado inmobiliario no VIS, como alternativa de inversión en la ciudad de Pereira, en el periodo 2013-2018
    (Universidad EAFIT, 2019) Wendelin Karutz, Alex; Díaz Restrepo, Carlos Andrés