Examinando por Materia "Pensiones"

Mostrando 1 - 3 de 3
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    Actualidad y futuro del programa BEPS : relevancia en el sistema pensional
    (Universidad EAFIT, 2023) Tamayo Villa, Juan Pablo; Arango Escobar, David Andrés; Hurtado Rendón, Álvaro
    This text presents an analysis of the BEPS system in Colombia as a pension savings option and its role within the pension system. The methodology employed involves projecting the BEPS system in various scenarios, observing its evolution since its inception, and considering the proportion of informality. The study also delves into the key features of the BEPS program and its significance in the context of pension reform. The motivation behind this work is to assess the importance of BEPS within the Colombian pension system, particularly in light of a potential pension system reform.
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    Ítem
    ETF como alternativa de inversión del ahorro pensional en Colombia
    (Universidad EAFIT, 2024) Sinitavé Escobar, Edison; Freixas, Xavier
    The general pension system in Colombia has not guaranteed the protection of the elderly and has favored the gaps of economic inequality in the population during old age. The increase in life expectancy added to the fall in birth rates weakens its sustainability. Given that the returns in real terms that private pension funds have obtained are not enough to compensate for management costs, it is proposed as an alternative for saving for old age that Colombians invest through the Colombian Stock Exchange in the CSPX ETF. With the Markowitz model, the frontier of efficient portfolios is built, made up of the CSPX ETF and the 10-year Colombian State TES indexed to the Real Value Unit. By selecting efficient portfolios that are equivalent in risk to each of the different types of mandatory pension funds, it is concluded that these portfolios would create a higher real return net of commissions and insurance in the long term, which provides greater economic protection for old age.
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    Ítem
    Viabilidad financiera y fiscal del sistema pensional de la ley 100 de 1993
    (Universidad EAFIT, 1999) Franco, Humberto; Universidad EAFIT