Examinando por Materia "Digital banking"
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Ítem Caso de comparación el sistema de pagos digital entre Colombia y China desde la perspectiva de la promoción a la inclusion financiera(2019) Zapata Roldán, Marcela; Durango Gutiérrez, María PatriciaThis paper aims to present the progress of the digital payment system in Colombia, compared to the People's Republic of China. Initially, a count is made of the beginning and evolution of the payment system in both countries. Next, we will proceed with the identification and analysis of the platforms that have been implemented by the different financial entities of the traditional banking system and the regulations that have governed this system. Finally, it analyzes the impact that the digital payment system has generated in the Colombian economy, taking as reference four financial entities, to conclude the use of mobile telephony, it is the most promoted payment system in the national market.Ítem Crecimiento de la banca digital en Colombia : un estudio comparado con el caso mexicano.(2019) Bayona Maldonado, Laura Cristina; Vanegas Niño, Oskar David; Gaitan Riaño Sandra ConstanzaThis document analyzes the growth of digital banking in Colombia; Nequi, a digital subsidiary of Bancolombia, was studied as a case study, and a comparison was made with the case of Bancomer móvil de México, whose experience has received multiple recognitions and awards. The text addresses the factors that influenced this growth of digital banking, the organizational and structural transformations suffered by banking entities for immersion in mobile platforms, the services offered by Nequi and Bancomer when it comes to consolidating in the market and an assessment of Bancolombia and Bancomer in the financial market. The results show that Bancolombia, from the point of view of the analysis of the phenomenon of digital banking in the social, economic, organizational and financial dimensions, still has a great margin to grow in the world of fintech.Ítem Elementos claves en la evaluación de la rentabilidad a partir de la implementación de la banca digital en la banca tradicional : caso de aplicación en bancos colombianos.(2019) Quijano Ayala, Paula Andrea; Dávila Jiménez, Lina Fernanda; Orozco, CésarColombia, a developing country, is currently in the stage of transformation to digital banking, which leads to a process that must be faced by all actors in the financial sector. This paper presents the conditions of banking in Colombia and the coverage it has for users, delimiting its scope to four banks: Bancolombia, Banco de Occidente, Davivienda and Bancoomeva. In addition, it shows the evolution of traditional banking and the effects of its digital transformation. At the same time, a comparative analysis is carried out, on how based on fintech (technological finances), the banking sector has seen the need to change the strategy of attracting users. Likewise, the results of a survey are included where the willingness of the users surveyed in the change from traditional to digital banking is determined.Ítem Una mirada teórica al fintech en Colombia(Universidad EAFIT, 2019) Espinal, Carlos Andrés; Durango Gutiérrez, María PatriciaThis paper presents an approach to the new companies that venture into the global financial market, the so-called fintech. Definitions of the term fintech are presented both of academic authors and of business sector and some classifications given to these companies are exposed in order to propose a classification for the Colombian market, according to the segment of the financial market to which they provide their service. Identify all fintech companies in Colombia would be a difficult task, so were mapped the associated with the Asociación Colombia Fintech and they were cataloged according to the classification proposed for Colombia. Finally, four impacts that fintech have had on traditional Colombian banking were identified and analyzed. For this purpose, banks Bancolombia, Davivienda and BBVA were taken as reference, in order to give a quantitative approximation of these impacts.