Examinando por Materia "Conocimiento financiero"
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Publicación Influencia de los rasgos de personalidad en el conocimiento financiero de los estudiantes de posgrado de EAFIT Bogotá(Universidad EAFIT, 2024) Fonseca Giraldo, Juan Pablo; Durango Gutiérrez, María PatriciaThe purpose of this work is to measure the level of financial knowledge of EAFIT Bogota’s graduate students and investigate how this is influenced by sociodemographic characteristics and personality traits. A survey was carried out, built based on the literature, which consisted of three sections: sociodemographic characteristics, financial knowledge, and personality traits. Additionally, arriving at a definitive multiple linear regression model, estimating the parameters by the Ordinary Least Squares (OLS) model, it is concluded that men, students under 30 years of age, those with an estimated level of monthly income higher than 10 million pesos, those studying the first semesters, students who have a low degree of extraversion and who have a high degree of agreeableness are likely to have a higher level of financial knowledge compared to their respective peers.Ítem ¿La prosperidad de un país se relaciona el conocimiento financiero de la gente?(Universidad EAFIT, 2022) Diez Aguirre, Matthew; Vergara Garavito, Judith CeciliaTo achieve financial and social stability is an indispensable goal for the agendas of all countries. Governments must administrate resources in an optimal and conscience way to achieve prosperity for their population. For that reason, an important factor to achieve this objective is the education of the population and financial competencies, indicators that permit taking adequate decisions, with higher financial literacy it allows people to save, make investments that impact their country in a positive manner, create organizations that generate employment, investment, opportunities, innovation, etc. The objective of this study is to determine if there is a statistical relationship between financial literacy and control variables with prosperity, which will be measured by GDP (gross domestic product) per capita. The methodology to analyze this relationship is with a multiple regression and a sample of 133 countries. The results show that effectively there is a significant relationship between these variables.