Examinando por Materia "Compra de vivienda"
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Ítem Factores que inciden en la decisión de compra de vivienda en el Oriente antioqueño(Universidad EAFIT, 2023) Múnera Ibarra, Ana Marcela; Botero Cardona, AndrésHome sales at the Oriente antioqueño have been increased in the last years, based on the pandemic boom and the region potential, because of its grate topography and extension. As a result, this region of the country has been turning in a big opportunity for the real estate promoters and the construction sector. There are very few real estate market reports globally and much less in Colombia, even though the real estate investments are one of the most important decisions of human beings. Individual investors take their time and look for expert advisors before they make any decision. All this leads to classify investing in the real estate market as a complex decision. This project arises in this field of study asking to know the factors that influence the real estate investing process at the specific region (Oriente antioqueño). To approach this topic, we chose a quantitative method. The quantitative method is based on the capture and analysis of the data that we collected through interviews. The interviews were applied to people from 20 - 69 years old, who already invested or are planning to invest in real estate properties at the studied region (Oriente antioqueño) and who live in 2, 3, 4, 5 and 6 “estratos” * at the Metropolitan Area or at the Oriente antioqueño. The purpose of this project is to generate new resources based on new mass media and quality efficient contents to be able to come near to the potential home investors, so the real estate promoters increase their sales in this specific region, which is living a high potential development.Ítem ¿Por qué Colombia no es un país de propietarios? : factores que les impiden a las familias con ingresos entre 1 y 4 SMLMV adquirir vivienda de interés social(Universidad EAFIT, 2019) Tique Lucena, Jhadier Augusto; Mora Cuartas, Andrés MauricioThis research work aims to determine the factors that prevent Colombian families with monthly incomes less than four legal minimum wages (SMMLV) from ceasing to be tenants and become owners. The purpose is to generate information to increase the use of subsidies provided by the Government and therefore to encourage the decision of social interest housing purchase. It begins with a brief history of housing subsidies, first with supply subsidies, then it gets through demand subsidies, and finally, it reaches the current context, in which housing policy is explained, through a mixture between the supply and demand subsidies, looking for in the construction an impulse to the domestic economy. It continues with a description of the evolution of mortgage credit in Colombia. Starting in the twenties, the creation of UPAC (constant purchasing power unit in Spanish) in the seventies, the financial system opening in the nineties, and finally with the Law 546 dated 1999 (Congreso de Colombia, 1999) with the sealing of UPAC and the beginning of the UVR (real values unit in Spanish). It describes the Mortgage Loan Repayment Systems that currently are approved and the current subsidies for housing purchase. This first part ends with the description of the buyers of VIS (social interest housing) in Colombia, to contribute to the research about the factors that can generate barriers in the purchase of a house in the country. This research work presents the results of a bibliographic analysis of the factors that can generate barriers in the housing purchase in Colombia, likewise, the results of the surveys applied to families in “Acqua Gran Parque Residencial” project, located in the municipality of Dosquebradas (Risaralda), to contrast the information regarding the factors identified in the aforementioned bibliographic analysis. Additionally, four financial entities are involved in generating a financial closing exercise both at the time of purchase and monthly, taking into account the credit payment, to determine the viability under the current conditions, and to trigger the purchase of a house for families with incomes between one and four SMMLV. With the development of the present investigation it can be concluded that that families with incomes between one and four SMMLV could buy their own home with the support of the subsidies offered by the government. However, must be done together work among the government, the financial entities and construction industry, that allows to eliminate the knowledge barriers that obstruct the increase of owners in Colombia within this income range.Ítem Spin-off para la optimización de ventas de crédito hipotecario en el canal digital de Credifamilia(Universidad EAFIT, 2020) Murillo Romero, Yonathan Stiven; Noreña Tobón, Pablo Andrés; Uribe Ochoa, Beatriz Amparo