Examinando por Materia "fintech, bank loans, credit study, educational loans, accessibility to credit"
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Ítem Estudio de factibilidad de un modelo de negocio fintech, que priorice variables educativas para el acceso a créditos de jóvenes entre 18 y 25 años en Colombia(Universidad EAFIT, 2023) Castaño Bejarano, Carlos Andrés; Amaya Blanco, Yesid Ismael; Gómez Toro, CatalinaIn recent years, the financial sector has been the target of criticism due to its high interest rates for loans, very high transaction costs and low deposit rates. This, added to a technological phenomenon, made it possible for Fintech companies to gain a space within of the very competitive world of credits. But more and more innovation is needed when it comes to captivating potential lenders, it is for this reason that the following feasibility study aims to see the feasibility of incorporating educational variables for access to credit in Colombian youth