Examinando por Materia "Wealth management"

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    ¿Cómo la gestión patrimonial y el entendimiento del impacto fiscal de los diferentes productos de inversión en Colombia afectan la rentabilidad neta de un portafolio en el largo plazo?
    (Universidad EAFIT, 2025) Serna Ramírez, Francisco Antonio; Sierra Blandón, Manuel; Durán Preciado, Andrés
    This study analyzes the fiscal impact on the optimization of equity investment portfolios in Colombia, developing a financial model that projects cash flows and annual returns, considering taxes, commissions, and transaction costs. The mean-variance method was used to recombine portfolios annually and maximize net returns. The results highlight that integrating tax benefits and understanding the fiscal treatment of financial products significantly improves portfolio performance compared to strategies that do not account for tax impact. The analysis emphasizes the importance of considering taxes, commissions, and parafiscal contributions, which significantly affect net returns. It is concluded that explicitly incorporating fiscal variables into wealth management is crucial for optimizing investment decisions in a high-tax environment. Additionally, passive strategies, such as ETFs that automatically reinvest dividends, offer tax advantages and lower commissions, enabling them to compete with more complex active strategies in terms of profitability.
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    Identificación y mitigación de sesgos : contribuciones al Wealth Management desde el behavioral finance
    (Universidad EAFIT, 2021) Agudelo Mesa, David Santiago; Uribe López, María Camila; Agudelo Rueda, Diego Alonso
    In this study, the main biases that affect financial decision making in clients of Wealth Management services, both cognitive and emotional, were identified through a review of the literature. Also, in this context, general proposals to mitigate these biases were identified. The results of this research are of potential use for stock brokerage companies, asset management companies and, in general, for those who advise people on investment decisions.