Examinando por Materia "Scotiabank Colpatria"

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    El impacto de las Fintech en el crecimiento de los productos en la banca privada colombiana : ¿Simbiosis perfecta? = The impact of fintech on the growth of products in colombian private banking. Perfect symbiosis?
    (Universidad EAFIT, 2019) Ramos Arana, Ximena Stephani; Montaño Cuero, Fernando; Trespalacios Carrasquilla, Alfredo
    The advent of new technologies has allowed the emergence of the Fintech industry. This industry, initially seen as competition, has taken its interaction with customers to the internet, social networks and mobile applications, which has allowed complementing the services of Colombian banking, improving its efficiency and reducing its costs. In this paper, an analysis about the role that Fintech has had in the growth of savings accounts and CDTs in Colombia is made, as well as the performance of the four banks with greater appropriation of the new technologies: Bancolombia, Banco de Bogotá, BBVA and Scotiabank Colpatria. A mixed, quantitative and qualitative methodology is implemented, based on secondary sources and that allow even knowing the users' perception. It is found that the implementation of Fintech in traditional banking generated a symbiotic relationship and represents a tool with great potential to generate financial inclusion and improve banking services. Likewise, there are challenges to reach a true technological transformation in pillars such as regulation, corporate culture, financial disintermediation, financial risks and consumer protection.