Examinando por Materia "MICROEMPRESAS - FINANZAS"
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Ítem Factores que impiden la sostenibilidad de las microempresas en el sector de comercio en Armenia, Quindío(Universidad EAFIT, 2016) García Garzón, Juliana; Ramírez, Juan Carlos; Uribe Ochoa, BeatrízArmenia es la capital del departamento de Quindío compuesta de 408.783 habitantes, de los cuales una gran cantidad forma parte del sector empresarial -- En 1999, Armenia pasó por una catástrofe natural (terremoto) que trajo consigo grandes daños y afectaciones en su tejido empresarial y comercial; durante el transcurso de más de 17 años la ciudad se ha reconstruido en todos sus sectores (industriales, económicos, turísticos, y cultural, entre otros) -- Hoy en día se observa la ciudad con una mirada próspera y con un enfoque más moderno y competitivo, pero con ciertas debilidades frente al sector comercial, lo que condujo a realizar este trabajo investigativo -- En la ciudad de Armenia se logra visualizar en el día a día diferentes microempresas que ofertan productos y servicios innovadores con la capacidad de producirle valor económico a la región -- Pero a su vez, también se observa que contienen falencias para generar perdurabilidad y sostenibilidad de sus iniciativas empresariales que impliquen el cierre de sus actividades productoras en un tiempo no mayor a tres años -- Este trabajo consistió en realizar un sondeo con información válida de 20 microempresarios del sector comercial que iniciaron actividades durante el año 2014 -- El objetivo principal es dar a conocer con claridad los factores que influyen en el cierre o quiebra de la microempresas del sector mencionado en Armenia, QuindíoÍtem La influencia del capital de riesgo (venture capital) en la superación del valle de la muerte en un grupo de empresas de base tecnológica en Colombia(Universidad EAFIT, 2023) Celis Pérez, Alejandro; Yepes Callejas, Edgar ReneThe valley of death can be defined as "a condition of blockage or latency experienced by innovation projects, for which progress has been made in the development of technological dimensions, but other dimensions of the business model, necessary to carry out said innovations up to the stages of new product development (DNP), operation and commercialization.” (Yepes, 2022). Within the dominant theory, the use of alternative financing mechanisms has predominated, as a response to this condition and as a strategy to get out of the valley of death. Within these alternative investment mechanisms, venture capital predominates, which can be defined as a financing instrument for high-growth companies where investors buy shares in these companies, providing financing, monitoring, experience and contacts with the industry (Kelly & Kim, 2018). This mechanism is specially designed to address the gap that exists between the demand for capital by emerging companies and the supply available by traditional private institutions and/or public institutions. The objective of this work was to examine the influence of venture capital on the financial performance of a group of companies in Colombia and its role in overcoming the valley of death. For this, the financing operations with venture capital that were carried out in Colombia were consulted in specialized databases. Subsequently, the years between 2015 and 2021 were selected as the analysis period and the financial results of the companies that received financing in those years were consulted. This work makes important contributions to the study of the valley of death, because, to date, from the review of the literature, there are no works that have been identified that have validated the occurrence of this phenomenon in technology-based companies in Colombia, as well as the influence of venture capital financing in the performance of these organizations from the financial point of view that are reflected in the overcoming, or not, of the valley of death. The most recent exercises have focused on studying R&D projects in university institutions to identify the dimensions associated with the occurrence of the Valley of Death, even before these projects have received funding.Ítem Información suave y dura: el caso aplicado para una Asociación de Pequeños Comerciantes de Alimentos y Productos Agrícolas(Universidad EAFIT, 2018) Agámez Fuentes, Carlos Enrique; Velásquez Ceballos, HermilsonAccess to financial leverage is an important factor for microentrepreneurs who are part of the business fabric of the city of Bogotá, limiting these services due to lack of guarantees that support the request, they can affect projected increases in production capacities, reducing scenarios of greater productivity or leading the microentrepreneur to use the services of unscrupulous agents -- This research analyzes the credits delivered during the 589-2013 agreement signed between the District Department of Economic Development and the Mutual Association of Farmers and Agricultural Producers of Colombia, which sought to implement a financing program aimed at Corabastos retailers for 24 months at from September 2013 -- This work begins with a description of the case study identifying variables that can provide information related to default risk, then review features that distinguish soft information and hard information, econometric models of choice are estimated discrete Logit and Probit, where the endogenous variable is qualitative, which allows to identify the variables that explain the phenomenon under study, concluding that the variable Head of Household classified as soft information and the variable Short Term Indebtedness and Term classified as information Hard, show statistical significanceÍtem Medición de los determinantes cualitativos del incumplimiento de pago de la cartera de microcrédito en Colombia(Universidad EAFIT, 2018) Moreno Osorio, Catalina; Arango Londoño, David; Guerrero, Sergio EstebanThe microcredit can be seen as a set of operations defined within the law and regulated by the financial system that are intended to make loans of reduced amount with special conditions in interest rates and amortization periods to microentrepreneurs, households and people who need investment in working capital, purchase of fixed assets or portfolio in their productive projects of initial stage and/ or errant -- Bearing in mind that this source of financing has a great potential for development given the number of micro-enterprises and informalism in the country and that since 2011 has been the portfolio with the largest share in the number of debtors, as it has been growing at a higher than the total portfolio of the financial system -- In addition to presenting a deterioration in the credit risk indicators, the qualitative determinants of non-payment of the microcredit portfolio in Colombia -- To do this, the concept of soft information is used, which includes socioeconomic variables and characteristics of microenterprises and debtors that can determine their impact on the probability of default -- Using the logistic regression model methodology, you will obtain statistical evidence for or against the hypothesisÍtem The relationship between the design level and the profitability of SMEs(Universidad EAFIT, 2021) Cañas Eastman, Susana; Ruiz Arenas, Santiago; Hernández Monsalve, María Cristina; Ruiz Arenas, Santiago; Hernández Monsalve, María Cristina