Examinando por Materia "Fintech (finance and technology)"

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    Ítem
    Los sistemas de pagos electrónicos y su relación con la inclusión financiera en Colombia para el período comprendido entre el 2018 y 2022
    (Universidad EAFIT, 2023) Alzate Vélez, Daniela; Mora Cuartas, Andrés Mauricio
    This degree work aims to analyze the relationship between electronic payment systems and financial inclusion in Colombia. The research question that guides this study is: What is the relationship between electronic payment systems and financial inclusion in Colombia for the period between 2018 and 2022? To address this question, a quantitative research methodology is used, data is collected on the adoption and use of electronic payment systems in Colombia and financial inclusion through official reports from financial entities, central banks and regulatory bodies. It was established that there is a statistically significant relationship between financial inclusion and the use of digital payment methods in Colombia. Bank transfers as a means of digital payment have a particularly significant impact on financial inclusion, meaning that as the adoption and use of this means of digital payment increases in Colombia, financial inclusion also improves.