Examinando por Materia "FONDOS DE PENSIONES - COLOMBIA"

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    Publicación
    Evaluación del costo futuro de la reforma al Sistema General de Pensiones en Colombia : Ley 2381 de 2024 y su impacto para el gasto público
    (Universidad EAFIT, 2025) Arias Sánchez, Carlos Alberto; Rodríguez Mejía, Alejandro; Yepes Raigosa, David Alejandro
    This study analyzes the variation in public spending resulting from the implementation of the pension reform in Colombia, established by Law 2381 of 2024 (Senate of the Republic, 2024). This reform transforms the Colombian pension system into a mixed model, structured around four pillars: solidarity-based, semi-contributory, contributory, and voluntary savings. The research applies the Net Present Value (NPV) method to the new parameters defined by the reform, through an analysis of the pension system’s cash flow, with the aim of assessing its impact on public finances. Although the reform includes the elimination of subsidies for high pensions and an expansion of population coverage—resulting in increased short-term revenue for the State—it also entails the creation of future obligations with high costs. Moreover, the results reveal a lack of funding for the transitional regime, which constitutes a hidden cost with significant implications for the sustainability of public finances.
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    Ítem
    Influencia de la trayectoria laboral sobre la probabilidad de obtener la pensión en Colombia
    (Universidad EAFIT, 2019) Jiménez Jiménez, Sara Isabel; Llano Jaramillo, María; Ospina, Mónica Patricia
    This paper studies the determinant variables of retirement in Colombia, with emphasis those related to the work trajectory of individuals. For this purpose, the data from the Longitudinal Survey of Social Protection made in 2012 are used, and by means of a Probit model the probability of retiring of those individuals eligible to obtain the pension according to the age criterion is estimated. The results of the model show that the age and localization of the first job and the type of remuneration are the characteristics that positively and significantly affect the probability of retiring. This indicates that the pension reforms must work hand in hand with labor policies, since as observed in this work, working conditions from the first job seem to affect the insurance in old age.