Examinando por Materia "Datos de los consumidores"

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    Ítem
    Open banking : del concepto a la coopetencia
    (Universidad EAFIT, 2019) García Abella, Diana Patricia; Segura Cardenas, Juan Carlos; Cardona Prada, Juan Carlos
    Increased Internet utilization, digitalization and the surge of Fintech, formed the background on which Open Banking came up as a new concept that allows banks to share customers' information to third parties thanks to open APIs, which has led to the creation of an entire competition ecosystem that is progressively transforming the financial industry throughout the world and creating new business models where data are a highly significant asset controlled by customers, instead of banks. The referent model is the one developed by the United Kingdom, which has taken a path that was possible only due to the PSD2 regulatory framework and the support of official institutions, which will be of great assistance to overcome barriers impeding its development both in Colombia and the rest of the Latin America.