Examinando por Materia "Control de gastos"

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    Ítem
    Mindspace y ahorro : estrategias comportamentales para el futuro financiero de los jóvenes
    (Universidad EAFIT, 2024) Gómez Mejía, Hilmer; Echeverri Echeverri, Estefanía; Valencia Aguilar, Mateo; Jaramillo Gaviria, Ana Maria
    The objective of the present study was to promote saving behavior among tenth-grade students of an Educational Institution in the Municipality of Copacabana, Antioquia. Through the creation of saving goals and the control of expenses, the aim was to develop greater financial literacy that would enable an increase in saving actions among the students. A quasi-experimental study with pre-test and post-test measurement and a non-probabilistic convenience sample of a single group was conducted. Four presential sessions were held, during which various behavioral techniques based on the components of the MINDSPACE model (Messenger, Incentive, Norm, Default, Salience, Priming, Affect, Commitment, Ego) were addressed. The results showed an increase in students' saving behavior, from 47.8% to 63%. The variable measuring the amount of savings reported a lower overall average in the post-test compared to the pre-test. Additionally, 23.9% experienced a positive change related to expense control. It can be concluded that the behavioral strategies used in the intervention process successfully promoted saving behavior and expense control among the students.