Examinando por Materia "COSTO Y NIVEL DE VIDA"
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Ítem Cobertura del riesgo de precio para productos cárnicos en Colombia(Universidad EAFIT, 2023) Villada Molano, Santiago; Santacruz Monroy, Daniel; Pantoja Robayo, Javier OrlandoIn the present research, a food Colombian company was studied which faced financial challenges related to the risk of meat product input prices. Because of this situation, the company decided to implement a financial hedge to mitigate the impact of meat product costs on the company's expenses. A comparison of different global commodity exchanges was made, as the Colombian gastronomic industry experiences constant variations in ingredient prices due to their fluctuation in the international market, and the Chicago Mercantile Exchange was picked. It was proposed to carry out financial derivatives contracts to execute hedges against price risk in meat products, to ensure stable prices over time, and consequently, cost reduction. It was recommended to implement hedges not only within the company, but also across the entire gastronomic industry, as significant price reductions that positively impacted costs were observed.Ítem ¿Cómo saber si las decisiones del gobierno son las mejores para las personas?(2012) Abad Restrepo, Ana Cristina; Ospina Londoño, Mónica Patricia; Arango Uribe, María Adelaida; Gómez Rico, Elena María; Muriel Gil, Luisa Fernanda; Uribe, José Ignacio; Ana Cristina Abad Restrepo (abad@eafit.edu.co); Mónica Ospina (mospina6@eafit.edu.co)Ítem Determinantes del bienestar subjetivo en Colombia : un enfoque desde la economía de la felicidad(Universidad EAFIT, 2021) Mora Restrepo, Sofía; Muñoz Mora, Juan CarlosTraditional economic indicators are not enough to measure well-being and economic development, as they ignore subjective dimensions that are important for quality of life and well-being in the long run. Using a linear regression model with fixed effects, this work analyzes the determinants of the levels of subjective well-being, or happiness, in Colombia for the years 2018, 2019 and 2020. The analysis shows that there is a relationship between income and subjective well-being. However, the contribution of income, as well as that of traditional objective socioeconomic variables, to the change in subjective well-being is relatively small compared to the contribution of the individual's perceptions of his or her socioeconomic conditions and situation.Ítem Estudio descriptivo de las variables asociadas a la deserción universitaria : el caso de la Universidad EAFIT(Universidad EAFIT, 2021) Piedrahita Herrera, Sindy Johanna; Castellano de la Cruz, Carolina Patricia; Cantet, María NataliaÍtem La experiencia del uso del dinero en las personas de bajos ingresos de la ciudad de Bogotá : un análisis cualitativo desde el mercadeo(Universidad EAFIT, 2019) Higuera Torres, Gabriela; Flechas Briceño, Gonzalo Alberto; Macías Prada, John; Macías Prada, John FernandoÍtem Intervención comportamental tipo MINDSPACE para promover prácticas de ahorro programado en jóvenes de educación media de una institución educativa en la ciudad de Medellín-Colombia(Universidad EAFIT, 2023) Pantoja Arias, Johan Camilo; Flórez Álvarez, Jhonathan; Giraldo Aristizábal, Natalia; Cardona Mesa, Laura CarolinaThe objective of this study was to evaluate the effectiveness of the savings program among secondary education students in Medellin during 2023. The study aimed to enhance students' saving capacity, evaluate goal attainment in terms of savings in both a treatment group and a control group, determine the presence of significant differences in savings between the two groups, and analyze the influence of family support on goal attainment based on their sociodemographic and socioeconomic profiles. The results demonstrated the success of the behavioral intervention, as students were able to achieve their savings goals regardless of their economic circumstances. Moreover, the importance of family support in students' success was emphasized. These findings underscore the efficacy of the programmed saving strategy and its potential to enhance the saving capacity of secondary education students.Ítem ¿Por qué Colombia no es un país de propietarios? : factores que les impiden a las familias con ingresos entre 1 y 4 SMLMV adquirir vivienda de interés social(Universidad EAFIT, 2019) Tique Lucena, Jhadier Augusto; Mora Cuartas, Andrés MauricioThis research work aims to determine the factors that prevent Colombian families with monthly incomes less than four legal minimum wages (SMMLV) from ceasing to be tenants and become owners. The purpose is to generate information to increase the use of subsidies provided by the Government and therefore to encourage the decision of social interest housing purchase. It begins with a brief history of housing subsidies, first with supply subsidies, then it gets through demand subsidies, and finally, it reaches the current context, in which housing policy is explained, through a mixture between the supply and demand subsidies, looking for in the construction an impulse to the domestic economy. It continues with a description of the evolution of mortgage credit in Colombia. Starting in the twenties, the creation of UPAC (constant purchasing power unit in Spanish) in the seventies, the financial system opening in the nineties, and finally with the Law 546 dated 1999 (Congreso de Colombia, 1999) with the sealing of UPAC and the beginning of the UVR (real values unit in Spanish). It describes the Mortgage Loan Repayment Systems that currently are approved and the current subsidies for housing purchase. This first part ends with the description of the buyers of VIS (social interest housing) in Colombia, to contribute to the research about the factors that can generate barriers in the purchase of a house in the country. This research work presents the results of a bibliographic analysis of the factors that can generate barriers in the housing purchase in Colombia, likewise, the results of the surveys applied to families in “Acqua Gran Parque Residencial” project, located in the municipality of Dosquebradas (Risaralda), to contrast the information regarding the factors identified in the aforementioned bibliographic analysis. Additionally, four financial entities are involved in generating a financial closing exercise both at the time of purchase and monthly, taking into account the credit payment, to determine the viability under the current conditions, and to trigger the purchase of a house for families with incomes between one and four SMMLV. With the development of the present investigation it can be concluded that that families with incomes between one and four SMMLV could buy their own home with the support of the subsidies offered by the government. However, must be done together work among the government, the financial entities and construction industry, that allows to eliminate the knowledge barriers that obstruct the increase of owners in Colombia within this income range.Ítem Welfare implications of a tax on electricity consumption for colombian households : why not to progressively discriminatethe market?(Universidad Eafit, 2020) López Vera, Cristian Alejandro; Ramírez Hassan, AndrésThis paper analyses the Colombian household utilities demand using the exact affine Stone index demand system to estimate the price and expenditure elasticities. We use this framework to analyzed the welfare implications of a new tax on electricity demand of households in strata 4, 5 and 6 implemented to safe from drastic electricity disruptions the northwestern Colombian region. So, we propose a new progressive tax rule that minimizes welfare losses while maintaining the target of average tax revenues