Examinando por Materia "Acceso al sistema financiero"

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    Derechos del consumidor financiero ante negación o finalización unilateral injustificada de un producto bancario. Análisis desde una perspectiva del consumidor financiero
    (Universidad EAFIT, 2024) Gil Jimenéz, Óscar; Nieto Nieto, Norma Cecilia
    This article presents the results of the research project developed by the author to answer the question: What legal mechanisms exist in Colombia to protect the financial consumer when a banking entity decides to deny access or unilaterally terminate a contract? The text is presented in four main sections: the first deals with offering a characterization and approach to the definition of financial consumer; The second identifies and explains the protection and claim mechanisms available and the emerging rights for the consumer; thirdly, the avenues available to the financial consumer in the event of an eventual unjustified unilateral termination of a contract or unjustified denial of access to any product or service by a banking entity. To carry out the research, the qualitative legal research methodology was chosen, allowing the documentation, review and reading of the legal phenomenon that is intended to be studied, to recognize the structure of the financial system and the fundamental aspects of the relationship that exists between the consumer and the banking entities, and thus carry out an objective analysis of the access to the Financial System from the perspective of the growing area of Consumer Law.