Examinando por Materia "AHORROS Y ECONOMÍA"
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Ítem Determinantes en el nivel de alfabetismo financiero : un caso de análisis en el Valle de Aburrá(Universidad EAFIT, 2021) Quirama Estrada, Uvenny; Puerta Álvarez, Henry DanielÍtem Estrategias para el uso eficiente de los ingresos por parte de agricultores en el municipio de Guasca del Departamento de Cundinamarca, Colombia(Universidad EAFIT, 2018) Aldana Prieto, Jeisson Alejandro; Rodríguez Sánchez, Andrés Felipe; Bernal Torres, César AugustoThe efficient use of resources in the world, and specifically in Colombia, has become a priority for development and research, leading the government to implement information and regulation mechanisms to guide citizens in the management of their resources -- Nonetheless, there are conditions presented in the economic and social environment that make the implemented methodologies insufficient to ensure population’s decision making to improve their living conditions and adequately manage their personal finances -- Due to the importance of the efficient management of resources, this project analyzes the current situation, in order to formulate strategies aimed at contributing to the efficient use of income by agricultural producers, taking as a study area the municipality of Guasca of the department of Cundinamarca – Colombia -- To achieve the stated objective, a descriptive study was carried out on farmers of medium-and large-scale plantings of strawberry and potato, with a minimum experience of five years in this activity, and that in the last two years have had sowed the mentioned crops -- The information was obtained through the application of a survey to the participants -- The results indicate that there is a low correlation between the financial knowledge and the level of savings -- Therefore, some strategies aimed at improving income through economic and financial education mechanisms and applying better practices in potato and strawberry crops are suggestedÍtem Estudio de las capacidades financieras de los obreros en la ciudad de Medellín(Universidad EAFIT, 2017) Serrano Echeverry, María; Restrepo Tobón, Diego Alexander; Álvarez Franco, Pilar BeatrizLow levels of Financial Capabilities (FC) around the world have aroused the interest of academics and public policy makers to understand their determinants and create programs that improve the financial well-being of the population -- The high costs of living and the complexity in financial decision making are decisive for the day-to-day life of Colombian families; understanding their financial skills and knowledge allows to explain in part the way they took financial decisions -- The purpose of this investigation is to make a diagnosis about the FC of the workers of the city of Medellín -- Studying the attitudes, behaviors and financial knowledge of the working population is potentially important for analyzing a segment that represents almost 50% of the Colombian population (DANE, 2017a); this portion of the population is characterized by strong financial constraints and is slightly marginalized to make decisions outside the financial system -- Knowing how people make decisions regarding the use of money, their main expenses, their sources of savings, among others, will be the task of this research -- The methodology consisted in using a survey to measure FC -- The sample consisted of 443 workers and work managers, who work in the same company, which meets the labor conditions required by law, and whose jobs are considered formal -- The results of this research show that people who have a higher level of education answered correctly a greater number of questions about financial literacy -- In general, the sample presents responsible attitudes toward money, has intentions to save and worries about a future -- However, it is reflected that, although there is a budget management in the home, the income is not enough to cover the expensesÍtem Índice de alfabetismo financiero en Colombia : una aproximación metodológica empleando la metodología Fuzzy Sets(Universidad EAFIT, 2022) Mejía Arango, Daniel; Londoño Giraldo, Juan Pablo; Astorquiza Bustos, Bilver AdriánÍtem Intervención comportamental tipo MINDSPACE para promover prácticas de ahorro programado en jóvenes de educación media de una institución educativa en la ciudad de Medellín-Colombia(Universidad EAFIT, 2023) Pantoja Arias, Johan Camilo; Flórez Álvarez, Jhonathan; Giraldo Aristizábal, Natalia; Cardona Mesa, Laura CarolinaThe objective of this study was to evaluate the effectiveness of the savings program among secondary education students in Medellin during 2023. The study aimed to enhance students' saving capacity, evaluate goal attainment in terms of savings in both a treatment group and a control group, determine the presence of significant differences in savings between the two groups, and analyze the influence of family support on goal attainment based on their sociodemographic and socioeconomic profiles. The results demonstrated the success of the behavioral intervention, as students were able to achieve their savings goals regardless of their economic circumstances. Moreover, the importance of family support in students' success was emphasized. These findings underscore the efficacy of the programmed saving strategy and its potential to enhance the saving capacity of secondary education students.Ítem Paga aprender sobre nosotros mismos : una guía de educación financiera para adolescentes con enfoque de género(Universidad EAFIT, 2022) Cantillo Herrera, Laura Marcela; Roldán Puerta, Ana Isabel; Londoño Rivera, Ana María