Examinando por Autor "Santiago Sandoval, Carolina"
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Ítem Modelo de credit scoring para la empresa Grupo Factoring de Occidente S. A. S.(Universidad EAFIT, 2021) Urán Vélez, Alejandro; Santiago Sandoval, Carolina; Rojas Ormaza, Brayan RicardoCredit risk consists of the establishment of policies and procedures, wish are appropiate to current regulations and to the shareholder’s risk profile and tend to minimize the probability of occurrence of situations that put the companie´s resources at risk through an adequate percentage of portfolio provision due to default of payers. The present research aims to contribute to the development of a credit scoring model that allows to do tracking to the company´s customers “Grupo Factoring de Occidente SAS” to analyze the risk of payment failures, using the most relevant and significant variables of both the clients, the sector and the environment, through the use of previously proven econometric models.